Our high-tech loan management platform is dedicated to fostering financial inclusion by facilitating nano and micro loans. Nano loans, and micro loans are quickly processed and disbursed, ensuring immediate access to funds for those in need.
Our platform leverages advanced technology to provide a seamless, efficient, and secure lending experience. By assessing creditworthiness accurately and streamlining the application process, we empower underserved communities and small businesses, driving economic growth and financial stability. PhotonMatters is committed to creating a more inclusive financial landscape for all.
We enable device financing through telecom operators by providing an end-to-end platform that includes loan management and device locking. Our platform partners with banks and telecom operators to offer seamless device finance programs.
We handle everything from loan application and approval to disbursement and repayment tracking. Additionally, our device locking technology ensures security and compliance, protecting both lenders and borrowers.
By integrating advanced technology and robust support systems, PhotonMatters makes device financing accessible and efficient, empowering customers to own the latest devices while managing their finances responsibly.
We offer a robust and highly configurable airtime and data loan platform specifically designed for the telecom sector.
Our platform supports seamless integration with telecom operators, enabling efficient airtime and data lending. Key features include advanced loan management, flexible configuration options, and an omnichannel chatbot for user-facing communication.
This intelligent chatbot enhances user experience by providing real-time assistance and support across multiple channels. PhotonMatters' platform ensures secure, efficient, and user-friendly loan services, driving greater customer satisfaction and operational excellence for telecom providers.
Our core lending platform provides comprehensive loan origination system capable of evaluating risk and providing complex underwriting configurations.
Our advanced technology assesses creditworthiness accurately and offers risk-based pricing to ensure fair lending practices. Additionally, the platform supports refinancing and restructuring options, catering to diverse borrower needs.
Conventional lending features such as automated application processing, real-time approval, and robust risk management tools are seamlessly integrated, ensuring efficient and secure loan management. With PhotonMatters, lenders can confidently extend credit, optimize loan portfolios, and enhance financial inclusion through a versatile and sophisticated lending platform
Our supply chain finance platform is designed to streamline financial operations for businesses. The anchor-led finance model ensures timely payments to suppliers, enhancing cash flow and operational efficiency.
The platform features user-friendly onboarding via WhatsApp and mobile apps for iOS and Android, advanced invoice analytics and automated approval processes, and loyalty-based discounting to reward long-term partnerships.
Additionally, our system provides real-time visibility, flexible financing options, robust risk management, seamless integration with ERP and accounting systems, and scalability to accommodate growing transaction volumes. With PhotonMatters, businesses can optimize supply chain finance, enhance liquidity, and build stronger, more resilient supply chains.
We offer a robust accounts receivables restructuring and collection platform designed to enhance financial management and operational efficiency.
Our platform features automated invoice management, payment reminders, and customizable collection strategies to ensure timely recovery of outstanding payments. Comprehensive restructuring options support sustainable business growth.
Key industry features include advanced risk assessment and credit evaluation, detailed analytics and reporting, seamless integration with existing ERP and accounting systems, and scalable solutions to accommodate growing transaction volumes. Businesses can efficiently manage accounts receivables, to improve cash flow
