Segment borrowers by behavior, credit score, tenure, and repayment patterns - and speak to them when it matters most.
Run campaigns across email, SMS, WhatsApp, push notifications, and in-app - all from one place.
Deliver top-ups, pre-approved credit, EMI holidays, or rate drops - dynamically tailored to borrower profiles.
Test messages, creatives, and channels - and optimize on the fly for higher ROI.
Track engagement, conversions, and funnel performance with real-time analytics and a unified campaign dashboard.
PhotonMatters’ AI Scoring Engine powers the future of fair, data-driven lending – at scale.