At PhotonMatters, we deliver a next-gen lending platform purpose-built for financial institutions – combining agility, intelligence, and complete control across the lending lifecycle.
Support Micro, Consumer, Personal, SME, and Commercial lending – all on a unified platform tailored for:
Use AI-driven risk scoring and a dynamic rules engine to make faster, data-rich credit decisions – blending traditional and alternative data.
Design, launch, and manage lending products with configurable terms, pricing, workflows, and repayment logic. Track performance and compliance in real time.
Plug into credit bureaus, open banking APIs, fraud tools, and payment systems. Automate disbursals, collections, and reconciliations end-to-end.
Whether you’re modernizing legacy systems or launching a new vertical, PhotonMatters gives you the speed, flexibility, and intelligence to lead in the lending space.
